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Employee Retirement Income Security Act - A federal law that sets minimum standards for most voluntarily
established pension and health plans in private industry to provide protection for individuals in these plans.

Employee Benefits Institute of America Inc. - A provider of publications and seminars on Cafeteria Plans, 401(k)
Plans, COBRA, HIPAA, ERISA, Group Health Plan Mandates, and Consumer-Driven Health Care & Fringe Benefits.

Employee Benefit News - Provides news and information for HR and Benefits decision-makers as well as
brokers, advisers and consultants.

Interview Tips - Tips for your next job interview.  Personal suggestions and ideas for you.

Employee Benefits Security Administration - EBSA - This is a division of the Department of Labor Employee,
Benefits Security Administration

H.I.P.A.A. - HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY ACT, To amend the Internal Revenue
Code of 1986 to improve portability and continuity of health insurance coverage in the group and individual
markets, to combat waste, fraud, and abuse in health insurance and health care delivery, to promote the use of
medical savings accounts, to improve access to long-term care services and coverage, to simplify the
administration of health insurance, and for other purposes.

U.S. Department  of Labor OSHA - Created to prevent work-related injuries, illnesses, and deaths.


Equal Employment Opportunity Commission - EEOC - Responsible for enforcing federal laws that make it illegal
to discriminate against a job applicant or an employee because of the person's race, color, religion, sex, national
origin, age , disability or genetic information.